Skip to main content

Credit score, credit report...SO IMPORTANT

Who came up with the idea of a number system to grade how we use our money?  If you miss a payment your score is affected, if you don't use credit cards your score may be lower, if you have too much credit you could get in trouble,  and if you have a credit card but never use it that could affect your score too!!  It is all so complicating, but at least you can get a free credit score to see how well or how bad you are doing.  Trust me it might be complicating but it is important and a must on your to do list.

So if you are foolish and you have a low score it might mean you can not get a car loan, or you might not qualify for a home loan.  Have you had a teacher or parent teach you how to use money?  Has anyone taught you how important a credit score is?  If "TransUnion" "Equifax" or "Experian" are unfamiliar terms then it might be time for you to get your credit report.

Once you know your score you can start to improve it.  Make time to learn and know your score, it is time we all become financially responsible.  


Popular posts from this blog

6 Word Saturday

My bed is calling my name!  

Knot Genie Review and Giveaway

If you have a little girl and have not heard of the Knot Genie then you need to watch the following video:   "The Knot Genie™ and Teeny Genie™ Detangling Brushes were created for every mom that has endured the foot stomping and screaming matches that come with brushing their child's hair. With the Knot Genie, even the curliest, most knotted up hair practically slips through the unique bristle configuration – gently and painlessly. Try the Knot Genie on your kids (or on yourself) – you'll be amazed by the ease of brushing, as well as how it virtually stops breakage and split ends. You've wished for hair brushing standoffs to end. Wish granted." My Review:  Thanks to the Knot Genie for sending me the product to conduct my review.  I was not paid for this review and all opinions expressed are 100% mine.  I know I have grown so tired of my daughter coming to tears every morning when we did her hair. I was becoming to think she was the most

Dry Idea: Deodorant Review and Giveaway

I know most of you know I was at kids camp last week and I think I mentioned the humidity and heat that we had that week!  I was daring as I only brought my new Dry Idea  deodorant  that I had never used prior.  I had no idea if it was going to keep me from smelling like B.O or if I was going to have sweaty pits. So how did the Dry Idea hold up to the hot and humid days at kids camp???  Arms raised high during worship in the morning and in the evening!  :)  I was dry and I did not stink!  :) WOOT WOOT!  I had the unscented brand and I usually do prefer a pretty scent but it worked and they do have scents which include powder fresh and cotton dry that I might try in the future.  :) The Dry Idea Roll-On is 24 hour protection, fast drying MicroCotton Formula, hypo allergenic, and contains Vitamin E.  :) Don't like roll on's??  They do offer Clear Gel and an Invisible Solid.  :) Dry Idea provided a free sample of their Advanced Dry roll-On so I could review them.  However,