Credit score, credit report...SO IMPORTANT

Who came up with the idea of a number system to grade how we use our money? If you miss a payment your score is affected, if you don't use credit cards your score may be lower, if you have too much credit you could get in trouble, and if you have a credit card but never use it that could affect your score too!! It is all so complicating, but at least you can get a free credit score to see how well or how bad you are doing. Trust me it might be complicating but it is important and a must on your to do list.

So if you are foolish and you have a low score it might mean you can not get a car loan, or you might not qualify for a home loan. Have you had a teacher or parent teach you how to use money? Has anyone taught you how important a credit score is? If "TransUnion" "Equifax" or "Experian" are unfamiliar terms then it might be time for you to get your credit report.

Once you know your score you can start to improve it. Make time to learn and know your score, it is time we all become financially responsible.

Comments

Crystal Mendez said…

Thanks for sharing

January 11, 2012 at 11:22 PM

Knot Genie Review and Giveaway

If you have a little girl and have not heard of the Knot Genie then you need to watch the following video: "The Knot Genie™ and Teeny Genie™ Detangling Brushes were created for every mom that has endured the foot stomping and screaming matches that come with brushing their child's hair. With the Knot Genie, even the curliest, most knotted up hair practically slips through the unique bristle configuration – gently and painlessly. Try the Knot Genie on your kids (or on yourself) – you'll be amazed by the ease of brushing, as well as how it virtually stops breakage and split ends. You've wished for hair brushing standoffs to end. Wish granted." My Review: Thanks to the Knot Genie for sending me the product to conduct my review. I was not paid for this review and all opinions expressed are 100% mine. I know I have grown so tired of my daughter coming to tears every morning when we did her hair. I was becoming to think she was the most

Student Life Application Study Bible Review and GIVEAWAY #NLTBible #TyndaleBibles #LifeApplicationStudyBible #BibleForStudents #SeriousStudyComesToLife

About this Bible: The incomparable Student Life Application Study Bible is a work of serious scholarship, exquisite design, and a resolve for Scripture application in your daily life. Equipped with the Filament Bible app to help you go further in your reading and study of the Bible, the Student Life Application Study Bible in the New Living Translation will jump off the page and into your life with more than 27,000 on-page and in-app notes, over 350 maps, infographics, illustrations, and much more. Combining Bible study with full-color visualizations and technology, the STUDENT LIFE APPLICATION STUDY BIBLE will jump off the page and into your life. The Student Life Application Study Bible uses the clear and accurate text of the New Living Translation and is equipped with the Filament Bible app to help you go further in your reading and study of the Bible. This incomparable Bible is a work of serious scholarship, exquisite design, and a resolve for Scripture application

Book Review and Giveaway: "God's Word for Families" #godsword @familydevotional #devotional

God’s Word for Families, is not your average devotional. With 365 ten-minute devotional activities designed around a variety of learning styles, each week’s devotions will reinforce what your family is learning at church. This wholly Apostolic discipleship tool will help you engage your family members in God’s Word every day of the week. By exploring a biblical passage from Sunday to Saturday with simple, fun activities, God’s Word for Families will bring parents and kids closer to God. Weekly Overview: ✨Sunday – Introduction (an age-appropriate version of the week’s Bible passage) ✨Monday – “Why?” (activities that show the purpose behind the Bible study) ✨Tuesday – Analytic Learning (“Fun Facts!” and “Did You Know?” activities to dig deeper into Scripture) ✨Wednesdays – Worship (a featured lyric video and other Apostolic songs) ✨Thursday – Real-life Application (a present-day story to illustrate the Bible lesson) ✨Friday – Discussion (questions for parents and kids to ask each oth

Praises of a Wife and Mommy

Search This Blog