In an ideal world, we would all be debt free and cash would be king. Sadly, this is rarely the case and most families have some level of debt. A mortgage is the most common type of debt because buying a home is expensive. Next on the list is credit card debt, shortly followed by personal loans. You may also have student loans or a car loan that needs to be paid every month. Not surprisingly, this is a lot of cash leaving your bank account on a regular basis, so it makes sense to think twice before you sign up for any kind of additional debt. Personal loans, such as those offered by themoneyhub.co.uk , are a useful way of paying for bigger purchases such as home improvements and expensive holidays. However, it isn’t all plain sailing and if you borrow money you can’t afford to pay back, your credit rating will be shot to pieces. Here are some tips for anyone considering taking out a personal loan. Can You Afford the Repayments? First things first, think very carefully abo...
Praises of a Wife and Mommy was created for mom's like me. I like to share secrets, parenting advice, deals, the many arts and crafts that we do at our at home preschool, and most importantly share my faith. My many roles go beyond mom they also include, preschool teacher, Children's church teacher, youth pastor, wife, and one role I love Christ follower. Praises of a Wife and Mommy started small but is cotinuing to grow. I love to review products and hold giveaways. .