Skip to main content

Medical Finance Tips for Single Moms

As a single mom, it can be scary to navigate the medical world. Obviously medical attention is often necessary, but insurance terminology and a lack of 
clarity on out-of-pocket cost induce stress and anxiety– especially when you’re the only breadwinner of the family. Even though you’re leading the family on your own, you may not be alone when it comes to confronting your medical needs and fears. If you’re struggling with the cost of medical bills for you or your family, take a look at your community resources to find out if one of these options might be available for you.

Government Funded Programs
The government offers many assistance programs for which single mothers can qualify. With the added expenses of being a single mother, it can be difficult 
to afford the insurance provided by your workplace, and private insurance companies have even higher premiums that can seem even more impossible to obtain. Health insurance is important for you and your children, as well as the necessary funding to receive the health care you and your family need. If you have specific needs many government funded programs specifically offer health insurance for children as well as adults. Consult an individual who is knowledgeable but not an insurance agent if you’re looking to understand insurance terminology. Never sign up for something you don’t understand. Don’t be afraid to ask many questions to gain the understanding you need to make an informed decision. 

Walk-In Clinics 
Many local walk-in clinics often offer assistance programs, especially for lowincome individuals with ongoing medical needs, such as diabetes. Call your local clinics to find out if these programs are available. Even if certain clinics don’t offer programs, they may be able to tell you where to go to find assistance programs. It may take a bit of tenacity to hunt down the programs, but you’ll be glad when you do.

Debt Forgiveness

If you have outstanding medical bills and need assistance paying for them, it never hurts to ask for help. Write letters to the clinic to which you owe money, explaining your financial situation and asking of some of the amount might be reduced. In order to avoid a hit to your credit, establish a payment plan that works with your budget, and take care of that debt as soon as you can. It helps to have some emergency money saved up if you can. Start with $1,000 and try to work toward having 3-6 months’ expenses in your savings account to cover these 
emergency expenses in the future.

Single Mommie enjoys offering encouraging articles that help single mothers thrive.


Popular posts from this blog

Knot Genie Review and Giveaway

If you have a little girl and have not heard of the Knot Genie then you need to watch the following video:   "The Knot Genie™ and Teeny Genie™ Detangling Brushes were created for every mom that has endured the foot stomping and screaming matches that come with brushing their child's hair. With the Knot Genie, even the curliest, most knotted up hair practically slips through the unique bristle configuration – gently and painlessly. Try the Knot Genie on your kids (or on yourself) – you'll be amazed by the ease of brushing, as well as how it virtually stops breakage and split ends. You've wished for hair brushing standoffs to end. Wish granted." My Review:  Thanks to the Knot Genie for sending me the product to conduct my review.  I was not paid for this review and all opinions expressed are 100% mine.  I know I have grown so tired of my daughter coming to tears every morning when we did her hair. I was becoming to think she was the most

Student Life Application Study Bible Review and GIVEAWAY #NLTBible #TyndaleBibles #LifeApplicationStudyBible #BibleForStudents #SeriousStudyComesToLife

             About this Bible: The incomparable Student Life Application Study Bible is a work of serious scholarship, exquisite design, and a resolve for Scripture application in your daily life. Equipped with the Filament Bible app to help you go further in your reading and study of the Bible, the Student Life Application Study Bible in the New Living Translation will jump off the page and into your life with more than 27,000 on-page and in-app notes, over 350 maps, infographics, illustrations, and much more.    Combining Bible study with full-color visualizations and technology, the STUDENT LIFE APPLICATION STUDY BIBLE will jump off the page and into your life. The Student Life Application Study Bible uses the clear and accurate text of the New Living Translation and is equipped with the Filament Bible app to help you go further in your reading and study of the Bible. This incomparable Bible is a work of serious scholarship, exquisite design, and a resolve for Scripture application

Book Review and Giveaway: "God's Word for Families" #godsword @familydevotional #devotional

  God’s Word for Families,   is not your average devotional. With 365 ten-minute devotional activities designed around a variety of learning styles, each week’s devotions will reinforce what your family is learning at church. This wholly Apostolic discipleship tool will help you engage your family members in God’s Word every day of the week. By exploring a biblical passage from Sunday to Saturday with simple, fun activities, God’s Word for Families will bring parents and kids closer to God. Weekly Overview: ✨Sunday – Introduction (an age-appropriate version of the week’s Bible passage) ✨Monday – “Why?” (activities that show the purpose behind the Bible study) ✨Tuesday – Analytic Learning (“Fun Facts!” and “Did You Know?” activities to dig deeper into Scripture) ✨Wednesdays – Worship (a featured lyric video and other Apostolic songs) ✨Thursday – Real-life Application (a present-day story to illustrate the Bible lesson) ✨Friday – Discussion (questions for parents and kids to ask each oth