As a single mom, it can be scary to navigate the medical world. Obviously medical attention is often necessary, but insurance terminology and a lack of
clarity on out-of-pocket cost induce stress and anxiety– especially when you’re the only breadwinner of the family. Even though you’re leading the family on your own, you may not be alone when it comes to confronting your medical needs and fears. If you’re struggling with the cost of medical bills for you or your family, take a look at your community resources to find out if one of these options might be available for you.
Government Funded Programs
The government offers many assistance programs for which single mothers can qualify. With the added expenses of being a single mother, it can be difficult
to afford the insurance provided by your workplace, and private insurance companies have even higher premiums that can seem even more impossible to obtain. Health insurance is important for you and your children, as well as the necessary funding to receive the health care you and your family need. If you have specific needs many government funded programs specifically offer health insurance for children as well as adults. Consult an individual who is knowledgeable but not an insurance agent if you’re looking to understand insurance terminology. Never sign up for something you don’t understand. Don’t be afraid to ask many questions to gain the understanding you need to make an informed decision.
Many local walk-in clinics often offer assistance programs, especially for lowincome individuals with ongoing medical needs, such as diabetes. Call your local clinics to find out if these programs are available. Even if certain clinics don’t offer programs, they may be able to tell you where to go to find assistance programs. It may take a bit of tenacity to hunt down the programs, but you’ll be glad when you do.
If you have outstanding medical bills and need assistance paying for them, it never hurts to ask for help. Write letters to the clinic to which you owe money, explaining your financial situation and asking of some of the amount might be reduced. In order to avoid a hit to your credit, establish a payment plan that works with your budget, and take care of that debt as soon as you can. It helps to have some emergency money saved up if you can. Start with $1,000 and try to work toward having 3-6 months’ expenses in your savings account to cover these
emergency expenses in the future.
Single Mommie enjoys offering encouraging articles that help single mothers thrive.
Since you all loved the other cookie giveaway I did last week I thought a St. Patrick's Cookie Giveaway would be another great one for those of you who have a sugar tooth. :) This giveaway is sponsored by Gourmet Cookie Bouquets ! I personally have not tried these cookies but looking at the pictures of all the cookie bouquets made me ready to try them! I absolutely love the creativity in all their Holiday Bouquets! 2 Lucky winners will win a fun St. Patrick's Day Bouquet that is valued at $50. GOOD LUCK! I hope one of my readers wins!! Use the rafflecopter widget below to enter the St. Patrick's Day cookie giveaway. The mandatory entry is commenting on this post, but once that entry is completed, various other entry options will become available. Any option is acceptable, but the number of entries per person are limited to the number indicated in the contest rafflecopter form. Entries will be reviewed and duplicate or uncompleted ones will be removed
St. Patrick's day is March 17th so its approaching quickly. I have a few ideas on art and food projects that i want to do with the kiddos. Hopefully I will have enough time to complete them and share them with you. This was a super easy one for those little hands. I cut the stripes of colored paper but if you are working with a preschooler or school aged child then they can practice cutting. The two toddler boys here only had to glue the pieces on their piece of paper. EASY, but they enjoyed it! :) It sure has brightened my kitchen with them hanging on the fridge! :) I also talked more about the Promise God gave us with the rainbow since I know that history a whole lot better then the history of the Irish Holiday!
MY MEMORIES SUITE Review and giveaway! (#1 rated scrapbook software) The above is one of the scrap pages I have created. Super easy and super fast. I only took a couple minutes to create a 8 page photo book. I am still going to do some more with adding more embellishments! The below is one I created all from scratch and it only took me about 5 minutes! :) SO EASY! Here is a great video explaining more about the product. There are also tutorials available on youtube.com I am not sure if you are like me but I have spent hours online trying to upload photos to the web to place them into something I was trying to create. THE BIGGEST BONUS to My Memory Suite is the fact that it is downloaded to your computer so you do not have to wait forever for a picture to upload! It made my experience much quicker then other programs I have used online. The scrapbook software was very easy to download on my computer and did not take long to learn how to create. :) One feature t