Hi, my name is Dean Graziosi and I love Real Estate. I have a passion for investing and I make an effort to educated people about the process. I believe that everyone has a place in the world of Real Estate investing, they just need to be educated about the process. The education then gives them the information to know where they can get involved. There are a number of “mom and pop” investors who get discouraged because they don’t think they can compete with the big boys of Wall Street. For those Mom and Pop investors, here is some information that I think may be helpful. In August of 1981a 6-month CD generated an average of as much as 17.98 percent APY. Besides, it was insured by the FDIC and with high returns and no risk, it was a smart way to grow a portion of your savings. Unfortunately, it's not the place to grow your money anymore. CD rates have nosedived to below 1 percent since 2009. To earn over 1%, you'll need to deposit a minimum of $25,000 into a CD to earn a whole 1.05% in exchange for locking that money up tight for 12 months. Do you hear that? (It's the sound of me yawning with excitement). Well this is where the buy, fix and flip or buy, fix and hold solutions comes into the picture. An abundance of foreclosed properties and increasingly high rental rates have made buying single-family homes an attractive and profitable solution for everyday people with money to invest. For those who don't have money to invest, small fortunes have been made by people who become wholesale investors. They find great deals and pass them on to the Mom and Pop investors making a profit in the process. So how can the mom and pop investor compete? Simple...you don't. The private firms and big boys on Wall Street can't (or won't) use the same techniques that will work for you. So here are some ways to find diamonds in the rough and help you along your way. Use bandit signs- these are those 18"x24" plastic signs you see in the ground with wire stands. A handwritten message in black marker does the trick. Use Craigslist - With it, you can build your buyers list and find motivated sellers. Find buyers by looking for properties for rent that say "newly rehabbed"... this is an investor who buys and holds. Find sellers by looking for motivational key words... "for sale or rent", "lease purchase." Drive for dollars - Take a drive and look for distressed properties. Mail piling up out of mail box or on door step overgrown grass, hedges, and landscaping, excessive flaking exterior paint, rotted or exposed wood, lock boxes on doors, (railing, or poles) with no for sale sign in yard. Boarded up basement windows, outdated exterior design, zoning/municipal notices posted on windows and doors. You can look online at tax records to find an owner of a distressed property. Build a team - doing it all your self is possible, but I prefer to have rehab crews, attorneys and property management teams so I can focus on finding deals.
Since you all loved the other cookie giveaway I did last week I thought a St. Patrick's Cookie Giveaway would be another great one for those of you who have a sugar tooth. :) This giveaway is sponsored by Gourmet Cookie Bouquets ! I personally have not tried these cookies but looking at the pictures of all the cookie bouquets made me ready to try them! I absolutely love the creativity in all their Holiday Bouquets! 2 Lucky winners will win a fun St. Patrick's Day Bouquet that is valued at $50. GOOD LUCK! I hope one of my readers wins!! Use the rafflecopter widget below to enter the St. Patrick's Day cookie giveaway. The mandatory entry is commenting on this post, but once that entry is completed, various other entry options will become available. Any option is acceptable, but the number of entries per person are limited to the number indicated in the contest rafflecopter form. Entries will be reviewed and duplicate or uncompleted ones will be removed
St. Patrick's day is March 17th so its approaching quickly. I have a few ideas on art and food projects that i want to do with the kiddos. Hopefully I will have enough time to complete them and share them with you. This was a super easy one for those little hands. I cut the stripes of colored paper but if you are working with a preschooler or school aged child then they can practice cutting. The two toddler boys here only had to glue the pieces on their piece of paper. EASY, but they enjoyed it! :) It sure has brightened my kitchen with them hanging on the fridge! :) I also talked more about the Promise God gave us with the rainbow since I know that history a whole lot better then the history of the Irish Holiday!
MY MEMORIES SUITE Review and giveaway! (#1 rated scrapbook software) The above is one of the scrap pages I have created. Super easy and super fast. I only took a couple minutes to create a 8 page photo book. I am still going to do some more with adding more embellishments! The below is one I created all from scratch and it only took me about 5 minutes! :) SO EASY! Here is a great video explaining more about the product. There are also tutorials available on youtube.com I am not sure if you are like me but I have spent hours online trying to upload photos to the web to place them into something I was trying to create. THE BIGGEST BONUS to My Memory Suite is the fact that it is downloaded to your computer so you do not have to wait forever for a picture to upload! It made my experience much quicker then other programs I have used online. The scrapbook software was very easy to download on my computer and did not take long to learn how to create. :) One feature t