Children grow up so fast that it almost isn’t fair. One blink and they go from being a baby that relies on you for everything to an almost-adult that is begging for their own car. As every parent knows, however, you can’t stop time, but you can be there for every moment. That is why, instead of putting your foot down on buying your child a car, you should instead work with them so that they can buy themselves a car. Follow these steps, and soon your child will not only know more about how the world works, but they’ll be more responsible and independent:
Choose a Car Together
They will likely have their own idea as to what kind of vehicle they want. If it’s flashy, or otherwise a car that doesn’t have the safety requirements that they need to stay safe, then you need to put your foot down. That is why you should choose a car together, so that they can do more than pick a cool car they’ve seen on the road or in the movies, and you can be assured that they are in a modern, safe car.
Tip: It is important to note that while buying a used car is best, you need to be careful with how old the vehicle is. Even a car that was ranked with the highest safety qualifications ten years ago isn’t good enough, because by modern day safety standards, they won’t hold up.
Have Them Save Up for It
Every teenager should own a used car, but buying a used car that is so old that its safety features are defunct, or it doesn’t run well, isn’t a good investment. That is why you should always go to a used car dealership, where you have the assurance that the vehicle works and is up to standard. Go in advance, find out the price, and have them save up for the down payment. This means they will have to get a job, another step towards the self-sufficient adult they need to be. Once they have the down payment, get a pre-approved loan from Apply and Buy and start the negotiating process.
Building Up Their Credit Score Early
Though, of course, you will always be there in case your child cannot make the repayments, it is crucial that they do. That is because making repayments on a car purchase can really make or break their credit score. Having a great credit score before they leave college can help them get a better apartment, a great credit card account, and so much more. In the long run, it is what will make the difference between your child being approved their mortgage or not.
Owning their very own car will make them more responsible and safe. They know the value and the hard work that went into purchasing that car, and they have the continued responsibility to pay for that car. Between this responsibility and the independence, they will feel from being able to go where they want, you’ll have raised a responsible, capable adult by the time they head off to college.
Since you all loved the other cookie giveaway I did last week I thought a St. Patrick's Cookie Giveaway would be another great one for those of you who have a sugar tooth. :) This giveaway is sponsored by Gourmet Cookie Bouquets ! I personally have not tried these cookies but looking at the pictures of all the cookie bouquets made me ready to try them! I absolutely love the creativity in all their Holiday Bouquets! 2 Lucky winners will win a fun St. Patrick's Day Bouquet that is valued at $50. GOOD LUCK! I hope one of my readers wins!! Use the rafflecopter widget below to enter the St. Patrick's Day cookie giveaway. The mandatory entry is commenting on this post, but once that entry is completed, various other entry options will become available. Any option is acceptable, but the number of entries per person are limited to the number indicated in the contest rafflecopter form. Entries will be reviewed and duplicate or uncompleted ones will be removed
St. Patrick's day is March 17th so its approaching quickly. I have a few ideas on art and food projects that i want to do with the kiddos. Hopefully I will have enough time to complete them and share them with you. This was a super easy one for those little hands. I cut the stripes of colored paper but if you are working with a preschooler or school aged child then they can practice cutting. The two toddler boys here only had to glue the pieces on their piece of paper. EASY, but they enjoyed it! :) It sure has brightened my kitchen with them hanging on the fridge! :) I also talked more about the Promise God gave us with the rainbow since I know that history a whole lot better then the history of the Irish Holiday!
MY MEMORIES SUITE Review and giveaway! (#1 rated scrapbook software) The above is one of the scrap pages I have created. Super easy and super fast. I only took a couple minutes to create a 8 page photo book. I am still going to do some more with adding more embellishments! The below is one I created all from scratch and it only took me about 5 minutes! :) SO EASY! Here is a great video explaining more about the product. There are also tutorials available on youtube.com I am not sure if you are like me but I have spent hours online trying to upload photos to the web to place them into something I was trying to create. THE BIGGEST BONUS to My Memory Suite is the fact that it is downloaded to your computer so you do not have to wait forever for a picture to upload! It made my experience much quicker then other programs I have used online. The scrapbook software was very easy to download on my computer and did not take long to learn how to create. :) One feature t